With the Federal Estate Tax Exemption increasing to $5 million, many seniors will no longer have a need for expensive life insurance they might have anticipated using to pay estate taxes.
A life settlement can be the perfect tool to sell off unneeded life insurance rather than lapse the policy for little or no cash value. Life insurance is a valuable planning tool and if you've had a policy over a period of years it is likely you have paid substantial dollars into the policy. There is no need to settle for cash value when the secondary market, or life settlement market, can yield you many times more than the cash value of your life insurance policy.
A life settlement, also referred to as a viatical settlement or senior life settlement, is the sale of an unneeded or unwanted life insurance policy by the policy owner. Life settlements are completely legal and the process is licensed by most states.
Settlements For Life recenlty represented a policy owner in his 80's, worth several hundred million dollars, who had $4 million of life insurance he simply did not need. We were able to get the client $1 million for his policies. The cash value of the policies was zero. We assisted our client in turning an otherwise worthless asset into $1 million.
Call us today to discuss how we can make you $1 million or simply represent you in the sale of your life insurance policy.
Settlements For Life
Enhancing The Value Of Your Life
877-588-5558
http://www.settlementsforlife.com/
info@settlementsforlife.com
Sell your life insurance policy for more than the cash surrender value. Enhance The Value Of Your Life! A life settlement, viatical settlement or senior settlement could get you cash now for the life insurance policy you no longer need or want. Subscribe to this blog by clicking the Bloglines link.
