During tough economic times agents in life settlements cases need to rely on a broker that has current industry knowledge and is up to date with the most responsive buyers and purchasing programs. The agent must also be aware of the changes that are occurring in today's market such as mortality increase and buyer availability. Settlements For Life's knowledge and expertise help agents become aware of changes in the market and lets them know exactly what to expect.
Call Settlements For Life today.
Enhancing The Value Of Your Life
National Life Settlement Broker Since 2003
877-588-5558
www.settlementsforlife.com
info@settlementsforlife.com
Sell your life insurance policy for more than the cash surrender value. Enhance The Value Of Your Life! A life settlement, viatical settlement or senior settlement could get you cash now for the life insurance policy you no longer need or want. Subscribe to this blog by clicking the Bloglines link.
Wednesday, January 12, 2011
Thursday, January 06, 2011
Mortality Calculations Stabilize | Better Life Settlement Pricing For Consumers
Toward the end of 2008 life insurance policy owners were virtually unable to sell their life insurance policies because of a change in the way mortality was calculated for policy buyers (Life Settlement Provider Companies.) Since that time many adjustments have taken place in the market and banks, hedge funds and other buyers of and investors in life insurance policies have been somewhat squeamish. Now that mortality calculations have stabilized the market is seeing an increased interest by investors in re-entering the life settlement market.
Where’s The Money?
2010 was a quiet year for the life settlement business and seniors wanting to sell their policies were stuck in a buyer’s market and either did not sell their policies or sold them for less than the 23% of face average buyers were accustomed to seeing in 2008 before the market adjustment. The money is back! As more buyers re-enter the market the prices paid for policies should increase in 2011. While still early in the year and it is still a buyer’s market, more investment demand will create higher pricing for policies and life insurance policy owners will once again feel like they can get value from the sale of their policies on the secondary market.
What If I Want To Sell My Policy?
To get the most value from your life insurance policy call a qualified, experienced and licensed life settlement broker. The broker will guide you through the simple process.
By: Ronnie Katz, CPA
Settlements For Life, LLC
http://www.settlementsforlife.com/
Where’s The Money?
What If I Want To Sell My Policy?
To get the most value from your life insurance policy call a qualified, experienced and licensed life settlement broker. The broker will guide you through the simple process.
By: Ronnie Katz, CPA
Settlements For Life, LLC
http://www.settlementsforlife.com/
Wednesday, January 05, 2011
What Kind Of Life Insurance Policies Qualify For A Life Settlement?
Universal Life, Whole Life, Term Life and in some cases Survivorship and Variable policies can qualify for a sale to get one the cash they need from a policy they no longer need or want.
Typically, in today’s market buyers are looking for the following:
· Insureds 65 years old and older
· Face amounts (death benefit) between $100,000 and $30,000,000
· Premium amounts of 5% per year of face amount
· Usually, and depending on age, the insured must have had some health issues since the life insurance policy was issued
Submit your case to see if you qualify - http://settlementsforlife.com/cons_submit.htm
There are many factors that make a policy attractive to a buyer. Using a viatical settlement broker is the best way to determine if your life insurance policy has potential value on the secondary market or life settlement market.
An experienced life settlement or viatical broker will guide you through the process and make sure buyers pay you what your policy is worth.
Please call Settlements For Life today to discuss how we may help you sell your policy.
Settlements For Life
Enhancing The Value Of Your Life
National Life Settlement Broker Since 2003
877-588-5558
Tuesday, January 04, 2011
Can I Sell My Term Life Insurance Policy?
As a life settlement broker we are asked by clients if they can sell their term life insurance policies on the secondary market. The answer is Yes. Selling a term life insurance policy is a great idea for a policy owner who no longer needs or wants the policy and is inclined to let it lapse. Letting the policy lapse is a bad option because there is no cash value in the policy. All of the premiums invested in the policy are gone. You can sell your term life insurance policy, possibly for a significant amount of cash. The term policy must be convertible to a whole life or universal life policy.
Call Settlements For Life for more information.
Settlements For Life
Enhancing The Value Of Your Life
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